Calculators
Fix & Flip Calculator — loan amount, profit, ROI, loan-to-ARV
Model a fix-and-flip deal: loan amount, monthly interest, closing costs, equity needed, net profit, ROI, and loan-to-ARV in one view.
Will this fix-and-flip deal be profitable?
The Fix & Flip Calculator models the full P&L of a flip — purchase price, rehab, ARV, loan amount, interest carry, closing and selling costs — and reports your net profit, return on investment, and loan-to-ARV. Use it to underwrite a deal before you make an offer, and to decide how much equity you'll need at the closing table.
Frequently asked questions
What loan-to-ARV do fix-and-flip lenders allow?+
Most private and bridge lenders cap loan-to-ARV (after-repair value) at 65–75%. The calculator shows your ratio so you know whether the deal fits standard underwriting before you apply.
How is fix-and-flip ROI calculated?+
ROI = net profit ÷ total cash invested (down payment + rehab + closing + interest carry + selling costs). The calculator computes both the dollar profit and the percentage return.
How long are fix-and-flip loans?+
Typically 6–18 months, interest-only, designed to be paid off when the property sells. Use the loan-term input to model carry cost over your projected hold.
Fix & Flip Calculator
Estimated net profit
$18,894
- ROI
- 34.2%
- Loan-to-ARV
- 70.0%
- Total loan amount
- $315,000
- Monthly interest
- $2,756
- Total interest carry
- $24,806
- Total closing costs
- $10,300
- Borrower equity needed
- $55,300
Ready to fund your next flip?
Get pre-qualified in about 8 minutes — no credit pull.
Results are estimates for comparison only. Actual rates, fees, and payments depend on your credit, lender, and market conditions. Not a commitment to lend.
Key facts
- Loan type
- Short-term bridge
- Typical term
- 6–18 months
- Typical max LTV (ARV)
- 65–75%
- Best for
- Active investors / flippers
Loan program
Bridge Loan
See full program details, eligibility, and benefits.