Mortgage Go
Getting to Yes,
Faster.
16 loan programs. 48 states. A real loan officer who answers.
- 16 loan programs
- Licensed in 48 states
- Getting to Yes, Faster
- Equal Housing Lender
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Loan programs
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Typical close
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To get matched
Get Options
Takes about 60 seconds. No credit pull.
Step 1 of 7
What brings you here?
Why Mortgage Go
A mortgage you can actually understand.
One real loan officer, from first call to final signature.
Talk to the same licensed loan officer from quote to close.
No call centers. No bots. The person who answers your first question is the one who hands you your keys.
Fast answers
A licensed officer reaches out the same day. Pre-qual in one call.
Plain English
APR, escrow, points — explained in a way that respects your time.
Licensed & transparent
Equal Housing lender. Every fee disclosed up front.
Loan options
Find the loan that fits you.
16 residential programs. Every page written for humans first.
Conventional Loan
The standard mortgage for buyers with steady income and good credit.
Learn more PopularFHA Loan
A government-backed loan built for first-time buyers and lower credit scores.
Learn more PopularVA Loan
A zero-down mortgage earned by qualifying veterans and active-duty service members.
Learn moreUSDA Loan
A zero-down government-backed loan for buyers in eligible rural and suburban areas.
Learn moreJumbo Loan
Financing for loan amounts above conforming conventional limits.
Learn moreHow it works
Four steps. No surprises.
From "I'm curious" to "I have the keys" — without the runaround.
Step 01
Get Options
Answer a few quick questions. No credit pull. About 60 seconds.
Step 02
Meet your loan officer
Get matched to a licensed officer in your state who calls you back fast.
Step 03
Apply with confidence
Submit a real application when you're ready. We walk you through every doc.
Step 04
Close on your home
Sign, fund, and get the keys. Most loans close in 30 to 45 days.
Calculators
Numbers you can trust,
before you pick up the phone.
Try the quick estimator on the right, or open the full calculator suite — eight tools, built by loan officers, not marketers.
Quick estimate
P&I onlyEst. monthly P&I
$2,023/mo
Estimate excludes taxes, insurance, and PMI. Talk to a licensed officer for a real quote.
Open the full calculator
Why borrowers choose us
The last call you'll make.
Trust
Built on transparency.
Licensed, regulated, and proud of it. Here's what we stand on.
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Lending footprint
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Equal Housing
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Credit pulls to start
Coming soon
Learning Center + weekly market notes
Learn
Get smarter about your mortgage.
A learning center and blog written by people who actually close loans.
Learning Center
Step-by-step guides for every program.
Coming soon
Mortgage Go Blog
Market notes and rate context.
Coming soon
FAQ Library
Searchable, plain-English answers.
Coming soon
FAQ
The questions buyers ask first.
How much do I need for a down payment?
It depends on the loan program. Some government-backed programs allow very low down payments, while conventional loans typically require more. The right amount for your situation is something a licensed loan officer will walk through with you on a free call.
What credit score do I need to buy a home?
Different programs have different minimums. Conventional, FHA, VA, and USDA loans each set their own credit requirements. There is no single number that applies to everyone — a licensed loan officer will review your credit and tell you exactly which programs you qualify for.
How long does it take to get a mortgage?
Most homebuyers go from application to closing in about 30 to 45 days. The first step — getting pre-qualified — usually takes a single phone call. Mortgage Go matches you to a licensed loan officer who can start that conversation the same day.
Does Mortgage Go pull my credit when I get started?
No. Starting on Mortgage Go does not require a credit pull. You answer a short set of questions, and a licensed loan officer reaches out to discuss your options. A formal credit check happens later, only when you choose to move forward.
Is Mortgage Go a lender?
Mortgage Go is a mortgage origination brand. All loans are originated by a licensed mortgage entity identified in the site footer, by individually licensed loan officers in the states where they hold a license.
Ready to see your real numbers?
60 seconds. No credit pull. A licensed loan officer calls you back the same day.